PayLoop is a personal recurring-payment and bill-tracking service that helps users organize recurring financial obligations, track payment status, and receive reminders.
By creating an account or using PayLoop, you agree to these Terms & Conditions.
1. About PayLoop
PayLoop helps you:
- Record recurring payments and bills
- Track upcoming, paid and pending payments
- Receive payment reminders
- Organize billers, categories and payment records
- Import recurring-payment information
- Maintain a personal history of tracked payments
PayLoop is a tracking and reminder service. It is not a bank, financial institution, payment processor, lender, investment service or money-transfer service.
PayLoop does not make your personal bill payments on your behalf.
2. Current Availability
PayLoop currently allows registration for users in India.
Availability in other countries may be introduced in future phases. Features, pricing, payment methods and applicable terms may vary when PayLoop becomes available in additional countries.
3. Your Account
You are responsible for:
- Providing accurate information when creating your account
- Keeping your login credentials secure
- Maintaining the security of your account
- Informing us if you believe your account has been accessed without authorization
You should not share your password or account credentials with another person.
4. Information You Enter
PayLoop allows you to enter information about your recurring payments and financial obligations.
You should provide only information that is necessary for using PayLoop.
Do not enter or upload:
- UPI PINs
- Banking passwords
- Card CVV/security codes
- Internet-banking credentials
- Authentication codes or OTPs
- Full payment-card numbers unless specifically required by a future PayLoop feature
PayLoop does not require these credentials for its recurring-payment tracking functionality.
5. Excel and File Imports
PayLoop may allow users to import recurring-payment information using supported files.
You are responsible for ensuring that imported files do not contain unnecessary confidential information, passwords, authentication credentials or other sensitive information that PayLoop does not require.
6. PayLoop Subscription
Certain PayLoop features may be available through a paid subscription.
The applicable price, billing period and included features will be displayed before you complete your purchase.
Subscription pricing and available features may change in the future. Any applicable changes will be communicated or displayed appropriately before they take effect for a new purchase or renewal.
7. Payments
PayLoop Pro subscriptions may be processed through third-party payment providers.
Available payment methods will be displayed during checkout.
Payment processing may also be subject to the applicable terms and policies of the payment provider.
PayLoop does not require your UPI PIN, banking password or card CVV to provide its bill-tracking service.
8. Cancellation and Refunds
Subscription cancellation and refund eligibility are governed by PayLoop's Refund & Cancellation Policy.
The applicable policy will be made available to you before or during purchase.
9. Free and Paid Features
PayLoop may offer free and paid plans.
Features, usage limits and pricing may differ between plans.
PayLoop may introduce, modify or discontinue features from time to time. We will make reasonable efforts to communicate material changes that affect paid services.
10. Notifications
PayLoop may provide reminders and notifications through supported channels such as email, browser notifications or other available notification methods.
You are responsible for maintaining access to the email address and notification channels associated with your account.
Notification delivery may be affected by third-party services, device settings, network availability or other factors outside PayLoop's direct control.
11. Your Data
You retain ownership of the information you provide to PayLoop, subject to the rights and permissions necessary for PayLoop to operate the service.
PayLoop uses your information to provide the features and services you request, including payment tracking, reminders, account management and related functionality.
For more information, please see the Privacy Policy.
12. Account Deletion
You may request deletion of your PayLoop account and associated personal information through the available account controls or the process described in our Privacy Policy.
Certain information may need to be retained where required by applicable law, legitimate operational requirements, security records, financial or accounting requirements, or other lawful purposes.
13. Acceptable Use
You agree not to:
- Use PayLoop for unlawful purposes
- Attempt to gain unauthorized access to another user's account or data
- Interfere with the operation or security of PayLoop
- Upload malicious files or code
- Abuse automated systems or APIs
- Attempt to bypass usage restrictions or security controls
- Use PayLoop to facilitate fraud or other unlawful activity
14. Service Availability
We aim to keep PayLoop available and reliable, but we do not guarantee uninterrupted or error-free availability.
The service may occasionally be unavailable because of:
- Maintenance
- Updates
- Infrastructure issues
- Third-party service interruptions
- Network problems
- Security incidents
- Events outside our reasonable control
15. Third-Party Services
PayLoop may rely on third-party providers for services such as hosting, email delivery, notifications, payment processing and other infrastructure.
Those services may have their own terms, policies and availability limitations.
16. Intellectual Property
The PayLoop name, application, design, software, content and related materials are owned by or licensed to PayLoop unless otherwise stated.
You may use PayLoop for its intended purposes, but you may not copy, reproduce, modify, distribute or commercially exploit PayLoop's software or content without appropriate authorization.
17. Limitation of Service Responsibility
PayLoop is intended to help you organize and remember recurring financial obligations.
PayLoop should not be treated as a replacement for your bank, financial institution, biller, accountant, financial adviser or other professional service.
You remain responsible for verifying payment amounts, due dates, account information and actual payment status with the relevant biller or financial institution.
PayLoop reminders are provided as a convenience and should not be considered a guarantee that a payment will be made or received.
18. Changes to These Terms
We may update these Terms from time to time to reflect changes to PayLoop, applicable requirements or our services.
The updated version will be published on this page with a revised "Last Updated" date.
19. Suspension or Termination
We may suspend or terminate an account where reasonably necessary to:
- Prevent misuse or abuse
- Protect PayLoop or other users
- Address security concerns
- Comply with applicable law
- Address violations of these Terms
Where appropriate, we will provide reasonable notice or explanation.
20. Governing Law
These Terms are intended for users registering for PayLoop in India and shall be governed by the applicable laws of India.
Any dispute relating to PayLoop will be subject to the jurisdiction of the courts having appropriate jurisdiction in Bengaluru, Karnataka, India, subject to applicable law.
21. Contact
If you have questions about these Terms, your account or PayLoop services, please contact us:
PayLoop
Operated by: Swaminathan
Country: India
Email: payloop.support@gmail.com
Website: https://payloop.in/